About Us

The Muthoot Group
A Financial Conglomerate

In 1992, the Muthoot Group launched its Vehicle Finance division under the name Muthoot Leasing and Finance Ltd. In 2008, it was renamed Muthoot Vehicle & Asset Finance Ltd (MVAFL) to better reflect its mission of providing a wide range of financial solutions, as the name suggests. Certified by the Reserve Bank of India as a Deposit Taking Asset Finance Company (DAFC), MVAFL holds the distinction of being the only company of its kind in Kerala. It is a dividend-paying company with an investment-grade rating for its deposits from CRISIL (A/Stable). The company offers both Liability (Deposit) and Asset (Loan) products and expanded into the Gold Loan business in 2021 as part of its diversification efforts.

MVAFL operates through a network of 50 branches across 12 districts in Kerala and Tamil Nadu. The company has established a strong presence in financing used and new commercial vehicles, passenger and private vehicles, two-wheelers, and gold loans, thereby strengthening the economic base of both urban and rural sectors in Kerala.

Muthoot Vehicle & Asset Finance Ltd is committed to offering flexible financial solutions at moderate and affordable costs. Over the years, we have built a reputation for trust and integrity, serving countless customers with expert advice tailored to their financial needs. Our reach continues to grow across the country, supported by the extensive network of over 6,500 Muthoot Group branches.

A smarter Loan

Is a  Muthoot Loan
Right For You?

Experience smarter financial solutions with Muthoot Vehicle & Asset Finance Ltd. Whether it’s instant gold loans with high LTV ratios, vehicle loans for cars, bikes, or commercial vehicles, or funding for machinery and personal needs, we’ve got you covered. Enjoy flexible EMIs, competitive interest rates, minimal documentation, and quick disbursals. Choose Muthoot for transparent, hassle-free financing tailored to your needs!